Cardiac patients whose proposals for a regular health insurance plan get turned down should apply for a cardiac-specific plan.

Choose a higher sum insured if you are going on a long trip, and if your age is above 45.

'Try to buy a policy with a lower sum assured or one with a deductible.' 'Those whose spouses work for companies must get themselves enrolled into the employer's group health cover.' 'Some public sector banks also offer group health covers to those who open a savings account with them.'

Instead of being guided only by returns, investors should also factor in the risks of lending on these platforms.

During the trip, check your bank account and credit card statements regularly for unauthorised transactions.

The choice should depend on the size of the retirement corpus, stage in life, and state of health.

Senior citizens should avoid putting their entire retirement corpus in SCSS.

The rally in silver may continue if the global economic recovery remains on course.

'Starting an SIP now and continuing with it is likely to translate into high returns over the long term.'

The Indian office real estate market, which had recovered significantly in early 2022, began to slow down in the latter half due to macroeconomic problems in the developed world. Rental yields are likely to be stable at best in FY24.

All employees should supplement the employer-sponsored health cover with a personal cover.

Seek advice from Sebi-registered investment advisors whose names are available on Sebi's Web site.

Buy from an established agent rather than a novice who may not be around when you need his assistance.

Going through the credit report regularly will make you aware of a number of issues. One is identity theft.

Don't exit from growth-style funds as they may benefit next from a shift in investor preference.

Besides high portfolio yield, investors may enjoy capital gains in debt funds in 2023 as bonds rally in anticipation of rate cuts.

'AI can be very useful for making analysis and especially making city-based local forecasts.'